Terms of Use

SeedhaSplit helps a group of people keep track of shared expenses and work out who owes whom. It is free, with no ads and no paid plan.

It is a record-keeping tool only. No money moves through SeedhaSplit. We are not a bank, payment service or financial adviser. Payments between members happen outside the app (cash, UPI, bank transfer), and recording a payment in the app does not send any money.

• You sign in with a Google account. Keep it secure; whatever is done from your account is your responsibility.
• You must be 18 or older, or have a parent’s or guardian’s permission.
• Use a name your friends will recognise. Do not pretend to be someone else.

• Anyone with a group’s invite link can join that group and see everything in it. Share links only with people you trust; you can make a new link at any time, which stops the old one working.
• Members are responsible for the accuracy of the expenses and payments they enter. SeedhaSplit calculates balances from what is entered, so a wrong entry gives a wrong balance. Check amounts before you settle up.
• Any disagreement about money is between the members of the group. SeedhaSplit is not part of it and cannot settle disputes.
• The person who created a group can delete it. When they do, members are e-mailed the final balances and the group disappears from the app.

Please do not:

• use SeedhaSplit for anything illegal, including fraud or money laundering;
• add content that is abusive, hateful, or someone else’s private information without their consent;
• try to break, overload or get around the app’s security, or access groups you are not part of;
• use bots or scripts to create accounts or groups in bulk.

We may suspend or remove accounts or groups that break these rules.

What you add stays yours. You allow us to store and show it to the members of your groups so the app can work. How we handle data is explained in the Privacy Policy. You can export a group as a CSV file at any time.

We work to keep SeedhaSplit accurate and available, but it is a free service offered “as is”, without guarantees that it will always be available, error-free or suitable for a particular purpose. Keep your own record of anything important. We may change, pause or stop the service; if we plan to shut it down, we will give notice in the app so you can export your groups first.

To the extent the law allows, SeedhaSplit is not liable for any loss arising from your use of the app, including wrong balances caused by incorrect entries, payments made or missed between members, or the service being unavailable. Nothing in these terms limits rights you have under Indian consumer law that cannot be limited.

We may update these terms. We will change the date at the top, and for important changes we will tell you in the app before they apply. Continuing to use SeedhaSplit after that means you accept the new terms.

These terms are governed by the laws of India. Any dispute will be handled by the courts of India.

Questions about these terms: hello@seedhasplit.in.